All stories by Karthik Jerome
Is Your Home Insured For The Monsoon?
Rediff.com5 days ago'It's better to be over-insured than underinsured.' 'Ensure your home insurance includes STFI (storm, tempest, flooding, and inundation) cover for protection against monsoon rains.'
Should You Take A Loan Against MFs?
Rediff.com3 Jul 2024'If the portfolio growth rate is higher, take this loan. If it is lower, liquidate your investments.'
Want To Invest In FD? Read This
Rediff.com23 May 2024Do not keep a large portion of your long-term portfolio in FDs.
Beware Of This SCAM!
Rediff.com3 May 2024'Avoid rushing into any financial transactions or disclosing personal information.'
How To Invest Globally?
Rediff.com29 Apr 2024'Investing abroad helps mitigate currency risk for foreign-currency denominated goals, such as children's higher education and international travel.'
Planning To Go For Loan Against Gold?
Rediff.com27 Mar 2024Customers who possess gold jewellery but are either being denied a personal loan or are being asked for a high interest rate due to their poor credit profile may consider a gold loan.
Investing In Cryptocurrencies? Read This
Rediff.com29 Feb 2024If investing in Bitcoin, adopt a three to five-year horizon and invest systematically to gain from its volatility.
How To Deal With Rising Rents
Rediff.com19 Feb 2024While tenants can't escape the impact of rising rentals entirely, they can adopt a few strategies to reduce the impact.
Should You Invest In ELSS?
Rediff.com9 Feb 2024If you are overweight on fixed-income instruments, go for ELSS, and vice versa.
Crypto Investments: Brace For Volatility, Regulation Threat
Rediff.com24 Jan 2024Those who want to invest should consider their risk appetite. Youngsters may go for it as they have a longer horizon to recover from a setback.
Should You Deposit Money In FD?
Rediff.com18 Jan 2024Longer-tenure FDs generally give higher returns. Nonetheless, going for a tenure higher than two to three years is not advisable.
Want To Invest For Your Child's Future?
Rediff.com21 Dec 2023Find out whether the fund is equity, debt, or hybrid oriented. 'Understand the portfolio composition and whether it suits your risk appetite and horizon.'
Looking For Regular Cash Stream?
Rediff.com6 Nov 2023Investors looking for a fixed-income product that is free of credit risk may invest in these bonds.
Want To Buy A New Home? Read This
Rediff.com20 Oct 2023Look at the sanctioned plan to know the exact carpet area you will get and pay a law firm to conduct a thorough title check.
What Plan Should Heart Patients Opt For?
Rediff.com16 Oct 2023Cardiac patients whose proposals for a regular health insurance plan get turned down should apply for a cardiac-specific plan.
Travelling? Don't End Up With A Lemon
Rediff.com12 Oct 2023Choose a higher sum insured if you are going on a long trip, and if your age is above 45.
How Cancer Survivors Can Obtain A Health Plan
Rediff.com7 Sep 2023'Try to buy a policy with a lower sum assured or one with a deductible.' 'Those whose spouses work for companies must get themselves enrolled into the employer's group health cover.' 'Some public sector banks also offer group health covers to those who open a savings account with them.'
Know The Risks Of P2P Lending
Rediff.com4 Jul 2023Instead of being guided only by returns, investors should also factor in the risks of lending on these platforms.
Booking Travel Online? Read This!
Rediff.com26 Jun 2023During the trip, check your bank account and credit card statements regularly for unauthorised transactions.
Want To Buy Annuity? Read This
Rediff.com16 Jun 2023The choice should depend on the size of the retirement corpus, stage in life, and state of health.